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Homeowners Insurance in and around Charles City

Would you like to create a personalized homeowners quote?

Welcome Home, With State Farm Insurance

Home is where laughter never ends friends always belong, and you're insured by State Farm. It just makes sense.

Homeowners of Charles City, State Farm has you covered

Apply for homeowners insurance with State Farm

Agent Kim Ruter, At Your Service

Are you looking for a policy that can help protect both your home and your possessions? State Farm agent Kim Ruter's team is happy to help you develop a policy that's right for your needs.

Don't let your homeowners insurance go over your head, especially when the accidental occurs. State Farm can bear the load of helping you put together the right home policy. And if that's not enough, bundle and save could be the crown molding to your coverage options. Contact Kim Ruter today for more information!

Have More Questions About Homeowners Insurance?

Call Kim at (641) 228-1537 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Weatherproofing: how to prepare for a heat wave

As the summer approaches, it’s critical to consider how to prepare for extreme heat. We’ll discuss heat safety tips for your home and vehicle.

10 Washing machine maintenance tips

Routine washer maintenance can help reduce breakdowns and costly water damage. Learn how to clean your washing machine and more.

Profile photo of a State Farm Agent named: Kim Ruter

Kim Ruter

State Farm® Insurance Agent
Office Address:
717 Kelly Mall Suite A
Charles City, IA 50616-2226
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Kim Ruter

Kim Ruter

State Farm® Insurance Agent
Office Address:
717 Kelly Mall Suite A
Charles City, IA 50616-2226
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Weatherproofing: how to prepare for a heat wave

As the summer approaches, it’s critical to consider how to prepare for extreme heat. We’ll discuss heat safety tips for your home and vehicle.

10 Washing machine maintenance tips

Routine washer maintenance can help reduce breakdowns and costly water damage. Learn how to clean your washing machine and more.